Underwriter

Job Description

Responsibilities

• Performing risk assessments on potential commercial borrowers based on commercial credit bureau information, internal borrowing history, and other firmographic and risk factors
• Evaluating compliance requirements (including OFAC and KYC screening)
• Efficiently and accurately employing a proprietary credit policy to assign borrower ratings, credit limits, and specific loan features
• Clearly articulating when and why additional details or financial documents are required
• Evaluating borrower documents to ensure accuracy and completeness
• Spreading customer financial information and analyzing standard financial ratios
• Supporting colleagues and leaders in large, complex transactions
• Recording loan application decisions and the specific basis for decision
• Performing all duties with a focus on client relationships and superior customer service

What You’ll Need

• 3-5 years experience in commercial financial services, credit risk preferred
• 3+ years underwriting commercial borrowers
• 2+ years in a transactional operations environment with high-volume processing
• Bachelor’s degree in finance, engineering, computer science, or related discipline
• Strong analytical capabilities with excellent attention to detail
• Experience with US commercial lending practices
• Ability to maintain US working hours and holiday schedule

Nice to Haves

• Prior experience underwriting vendor- or channel-financed transactions
• Familiarity with equipment leasing/financing concepts (ELFA-adjacent) as applied to tech
• Experience with Salesforce or a comparable loan origination/CRM system
• Exposure to fintech, SaaS, or B2B lending environments
• Experience at a high-growth startup

Are you interested in this position?
Apply by clicking on the “Apply Now” button below!
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