Job Description
Responsibilities
- Own the full sales cycle from self-sourced pipeline to close, selling working capital products (term loans and rolling lines) to high-growth brands generating $20M-$500M in annual revenue.
- Build and maintain a high-quality pipeline through self-prospecting, outbound campaigns, and strategic networking.
- Run deep discovery to understand a business’s growth trajectory, cash flow patterns, and capital needs, then work with underwriting to structure compelling, credit-sound offers for complex, high-value deals.
- Sell internally as much as externally: build consensus across underwriting and the executive team to move deals forward without cutting corners on credit quality.
- Manage long, multi-stakeholder deal cycles — often involving founders, CFOs, and existing lenders or banking relationships — while creating urgency and maintaining momentum.
- Negotiate deal terms that work for both the business and , balancing growth ambition with credit discipline.
- Identify and pursue opportunities to expand relationships into other products (banking*, credit card, treasury) as the account grows.
- Share market and customer insight that helps shape how underwrites and prices working capital over time.
You have:
- 3+ years of quota-carrying, closing experience selling credit, lending, or capital products — at a fintech lender, a bank’s business/commercial lending group, or a similar working-capital provider.
- A track record of closing deals with businesses doing meaningful revenue (think $20M+, ideally into the tens or hundreds of millions), in ecommerce or adjacent industries.
- Real comfort with credit fundamentals — you can speak fluently about cash flow, underwriting considerations, and deal structuring, not just product features.
- Experience managing complex, multi-stakeholder sales cycles that require internal alignment (underwriting, credit committee, leadership) as much as external persuasion.
- A demonstrated ability to self-source pipeline through outbound, networking, and relationship-building — not just work inbound leads.
- Familiarity with MEDDICC or a similar sales methodology, preferred but not required.
- Genuine curiosity about how growing businesses operate financially, and energy for solving their capital problems.
Are you interested in this position?
Apply by clicking on the “Apply Now” button below!
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