Junior Executive – Underwriting

Job Description

Responsibilities

. Risk Assessment & Analysis

● Evaluate Group Metrics: Analyze group census data, age demographics, and historical claims experience to identify and quantify potential risk exposures.

● Predictive Modeling: Utilize statistical data to forecast future utilization trends and claim behaviors for prospective and renewing groups.

2. Quote Preparation & Structuring

● Collaborative Pricing: Design and construct tailored benefit quotes based on specific requirements communicated by the Sales Single Point of Contact (SPOC).

● Financial Alignment: Ensure the pricing structure balances competitiveness in the market with the company’s profitability goals.

3. Data Management & Administration

● Underwriting Governance: Maintain precise and organized underwriting files.

● CRM Hygiene: Consistently log activities, quote versions, and risk decisions within the CRM system to ensure data integrity across departments.

4. Compliance

● Policy Adherence: Guarantee that all generated quotes strictly comply with internal underwriting guidelines and risk appetites.

● Efficiency: Manage workflow effectively to meet or exceed established Turnaround Times (TAT).

5. Stakeholder Communication

● Strategic Insights: Partner with the Sales SPOC by providing clear, data-driven insights into the group’s risk profile.

● Pricing Justification: Articulate the rationale behind specific pricing decisions and rate adjustments to support the sales team in client negotiations.

REQUIREMENTS:

● Option 1 (Experienced): Minimum 1 year of direct experience in Group Health Underwriting.

● Option 2 (Academic Background): B.Sc. in Actuarial Science (fresh graduates with a strong numerical foundation are welcome).

● Option 3 (Career Switch): Experienced medical claims processing professionals with strong technical knowledge who want to transition into underwriting.

TECHNICAL & COMPETENCY REQUIREMENTS

● Analytical Mindset: Exceptional ability to spot trends, anomalies, and details within complex data structures.

● Software Skills: High proficiency in MS Excel (v-lookups, pivot tables, data sorting) and MS Word.

● Core Skills: Strong team player, adaptable to changing priorities.

Are you interested in this position?
Apply by clicking on the “Apply Now” button below!
#GraphicDesignJobsOnline
#WebDesignRemoteJobs
#FreelanceGraphicDesigner
#WorkFromHomeDesignJobs
#OnlineWebDesignWork
#RemoteDesignOpportunities
#HireGraphicDesigners
#DigitalDesignCareers
# Dynamicbrand guru